I think I made a HUGE mistake

He invests £15,000 of his father’s untouched life-insurance inheritance, insisting YouTube and OnlyFans funded his living since 2017. Freetrade accounts hold £14,000: the smaller is down £49, while the £12,000 ISA is down £471; eToro holds another £1,000. He hand-picks tech, entertainment, oil, tobacco, dividend, and vaccine-related stocks, considers Tesla or index funds, and admits limited investing knowledge.

Untouched inheritance becomes speculative, hands-on passive-income experimentation, extending his recurring search for financially independent income.